I just signed today a 2019 XLE with msrp 43188 in PA.
The car is registered in NJ.
Here is breakdown of the payments.
I have put 1750 as MSD in oder to bring down the payment to 372.73
Out of the door i paid 2366.73 which included the following
First month payment 372.73
MSD: 1750
Title Fees: 40
Registration Fee: 204
Year, Make, Model, and Trim: Toyota Highlander 2019 XLE
MSRP: $ 43188
Sales (Agreed) Price: $ 37207
Monthly Payment: $ 372.73
Months: 36
Annual Mileage:12000
MF:0.00034
Residual: %59 25481
MSD: 1750
Acqusition Fee: 650
Doc Fee: 120
InitialTitle/Registration Fee: 45
Registration Fee: 204
Taxes:830.89
Region:PA/NJ