Signed 2019 Kia Stinger GT

Is it a good, ok, or bad deal?

2019 Kia Stinger GT

MSRP: $41,125
Selling Price: $38,199
Monthly Payment: $500
Cash Due at Signing: $500

Annual Mileage:10,000

Total cost for 3 yrs(includes DAS): $17,595

Don’t ask after signing. Just enjoy the car.


This comment made me die lol

Bad, unless you were set on a Stinger.

I’m praying that money factor is a typo… almost had a heart attack

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can you explain how it’s bad?

.00196, typo

It’s a bad deal on a $41k car in general, but its not terrible on a Stinger since they don’t lease too well.

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1.2% monthly of MSRP on a 30k mile lease just isn’t a particularly good lease. People here aim for under 1%. While there are occasionally reasons paying more than 1% is still good lease (extremely popular SUVs, for example), I can’t say that I see those reasons for a Kia that is very stripped down. The GT1 and loaded GT2 are very nice, but this appears to be the base model based on the MSRP.

I’m not trying to be an dick either; but you asked the question and that’s my thoughts on it. It doesn’t look like you did a bad job negotiating–you got it below invoice. The problem is the low residual and relatively high MF. They’re not particularly good lease deals.

As Max said, if you like it, don’t worry about it. You didn’t get ripped off; if you like the car, enjoy it.


% of MSRP isn’t some law of science. This same car could have been made by Acura for $48k or by BMW for $55k MSRP, and not necessarily with better materials. Saying those would have been better deals is just another form of badge worship.

Who I am kidding, Acura couldn’t make a RWD sedan to save their life.


They sold the car at about $500 back of invoice. You should have been able to get it $2800 back of invoice…

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Payment should have been approx $60 less


Is there somewhere to check invoice pricing? Or rather, how do you figure out the lowest they can go relative to invoice?

I’m a broker so I know their numbers that they can go down to. PM me if you have any questions on any make more model

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Couldn’t or just simply won’t dedicate the resources to do so? I think it’s the latter, which makes it all the more frustrating…

$500 p/m really doesn’t sound bad given the bang per buck. This is a value proposition but for a different market segment, performance is always going to be more expensive than a strictly no-frills A-B vehicle. Enjoy the vehicle.

GT isnt the base model, 2.0L is base, which is $6K cheaper. The GT price is comparable to entry level luxury cars, such as an audi a4. That being said, if your trying to get < 1% of MSRP, that seems do-able mostly on entry level non-luxury brands, such as toyota camry that has fabric and standard options. Not saying its not possible, but seems like a time killer to me. I dont like to shop around for more than 2 weeks.

Exactly, agree with you.

Even with residual at 55% and my 36 payments, it came out cheaper to buy the car when loan ends(on the condition I pay the residual balance without taking out another loan), vs taking a 5 yr loan, 15K down, on a purchase with 1% APR.

It’s the base model with that engine. Point is, other than the engine, it’s stripped down.

You’re absolutely wrong about not being able to get below 1% of MSRP with luxury cars (and I doubt that doing so is easier with mainline rather than high-line brands.) I had a Genesis at 0.8% of MSRP until recently. My family has two Mercedes at about 0.7% of MSRP. These are good deals, but none qualify for the hall of fame here. Look around the deals sections–plenty of people getting BMWs in the last few months for that.

Not sure why you seem to be looking for validation here. You did ok. You could have likely done better with this car, or you could have got another car in the class for less. People have gotten 340i for $500 or less a month. I’m not a BMW fanboy, and I like the Kia Stinger, but a stripped down Stinger is not a 340i.

If you like it and you can afford it, just enjoy it.

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I’m not sure where they get the info from, but it looks accurate.

It doesn’t tell you much, though. Sometimes, getting to invoice is a win. Sometimes, getting only invoice and not significantly below it is a major loss.