I really do appreciate everyone in the community as it has helped me find a lease I am happy with and how to tackle a negotiation. Special mention to Optuna who posted his loaner 330i deal who I used as a reference and bases for my negotiation. I tried visiting three BMW dealerships (pacific, century west, center) figuring that a in person visit would show commitment to negotiating, but was treated like I was asking for a free car. Century West BMW even attempted to do a credit score pull without my consent. After getting tired of the standard sleazy dealership salesman tactics I decided to email a few dealerships with demo units with convenience package and live cockpit with a lease proposal I felt comfortable with. Once again most dealers said that we where thousands off in pricing, but luckily I had a dealer willing to work with my numbers on an aging unit.
I know for sure I could have squeezed a bit more out of the lease and make it an even better hack, but considering the professionalism of the salesman and their honesty and transparency through email and text I was happy with the lease terms.
Money factor was a bit marked up at 0.00148 and not base 0.00128 but the dealership did disclose that from the beggining.
Year, Make, Model, and Trim: 2019 BMW 330i, (Convencience package, remote start, space saver, live cockpit, heated seats, park distance control)
MSRP: $46,860
Monthly Payment: $304
Drive-Off Amount: $3600 ($1150 DAS + 2450 7MSD)
Months: 24
Annual Mileage: 12,000
MF: 0.00113 (0.00148 base plus 7 MSD)
Residual: $29,896.85 (Loaner with 4600 miles)
Incentives: $2,750 (2,000 Loyalty + $750 Lease Credit)
Region: So Cal
Leasehackr Score: 11.2
Leasehackr Calculator Link: leasehackr.com/calculator?make=BMW&miles=12000&msd=7&msrp=46860&sales_price=37577&months=24&mf=.00148&dp=405&dealer_fee=85&acq_fee=925&taxed_inc=2750&untaxed_inc=0&rebate=0&resP=66®_fee=20&sales_tax=9.5&demo_mileage=4980&memo=&monthlyTax_radio=true
Thank you all for the excellent information provided on this forum, and for the quotes and information provided by brokers!