RAV4 prime xse lease deal looks good at 1 percent msrp thoughts

Ask the Hackrs
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Vehicle: 2025 Toyota RAV4 Prime XSE AWD PHEV

Term: 36 months | 12,000 miles/year | $0 down

Selling Price

  • MSRP: $54,900

  • Customer Discount: –$4,600

  • Net Selling Price: $50,300

Incentives / Credits

  • Toyota Lease Rebate: –$6,500

  • Adjusted Cap Cost: $43,786

Fees & Taxes

  • Dealer Closing/Doc Fee: $499

  • Sales Tax/IMF: $500

  • New Tag/Registration: $115

  • Total OTD (Cap + Fees): $44,900

Lease Calculation (36 months, 12k/year, MF 0.00292)

  • Residual Value (Toyota Financial): $33,345

  • Depreciation Portion: $319/month

  • Rent Charge: $231/month

  • Final Lease Payment = $550/month :white_check_mark:

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This is a car where the real hack is you buy out immediately for the adjusted cap cost

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Forget the 1% “rule” ever existed. It’s not a basis for anything. But @Jrouleau426 can weigh in on this and let you know if this is a good deal. Also, tag your location as well

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Sign it asap