Rate Finder MG ZDX

Hi all,
While researching the ZDX I’ve noticed I am getting a different MF from Edmunds and from the rate finder. For 24/10, Edmunds said it was .00105 while the rate finder shows .0038. Trying to determine which is correct. This small difference makes a big difference in the calculation. Can anybody here confirm?
Thanks

Ratefindr seems to only be pulling the incentivized programs for 36 months for some reason

I looked at 36/10 and the rates are different so not sure if that’s what’s happening. From Edmunds the mf seems to be the same at .00105 for 24/10 and 36/10. On rate finder the mf for 36/10 shows .0012 so closer but still different.

Anybody here that could help clear this up with the rate finder mf not matching with the rate from Edmunds? Just starting to use the rate finder which is really helpful but not sure now if I can trust it.

I dont see the 24 month programs theyre showing in other databases either.

Tldr ratefindr matches what I see elsewhere