Ram 1500 Lease Incentives Question

Ask the Hackrs
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1

I’m looking at leasing a Ram 1500, Big Horn crew cab 4x4. I have a current JLU lease coming to an end. I am trying to figure out what incentives would apply to my situation.

Per the Ram official website, there are incentives for “up to $6,050 in total value”, as follows:

$1,250 Retail Consumer Cash
$2,500 Big Horn Retail Bonus Cash
$2,300 Big Horn Package Discount

Plus $500 Chrysler Capital Bonus Cash when financed through Chrysler Capital for 2021 1500 Big Horn models.

When I asked for the lease #s on Edmunds, I was told for 36/12:

.00001 MF and 56% residual
$2000 incentive

So my first question is, which is it? Is there something I’m missing about the incentives I listed from the Ram website that would make them inapplicable to my situation? None of them seem to rely on any qualification e.g military, first-responder. I have very good credit if that matters.

Am I also entitled to the additional $500 for returning lessee ?

2

Those incentives are most likely for purchase only

3

Hm, that makes sense. It just didn’t clearly say one way or the other so I wasn’t sure. Also the way its worded as “6050 total value” OR “0% APR offer” made me read it as lease vs purchase option.

Thanks.

4

Did you look into the FFA offer?

5

That means Use another bank (Lease or Loan or Cash) or use our Captive Bank Loan (0%) which can be a lease for the first but you will have to deal with the issues of a 3rd party bank like US Bank.

6

I don’t think I qualify for that, unless I missed something. I’m a 33 year old lawyer. My wife does have a small vegetable garden during the summer, does that do it?

7

Sorry, you lost me. So, if I am leasing, and use their captive bank, I qualify for that benefit?

8

There are 2 kinds of Benefits (Lease vs Buy)

Lease : Lease with the Captive Bank Benefit
Buy : Buy with the Captive Bank OR Lease with a Non Captive bank. (The non Captive Bank buys the car from the OEM and then leases it to you)

There there are Rebates and Bonus Cash and etc, but I am just telling you how a non Captive Bank gets the ‘Buy’ benefit.

In your case the 6250 or 0% is a ‘Buy’ Benefit.

Ex : Tacomas were leasing ok with Toyota but incredible with US Bank, and the US Bank Deal was getting the ‘Buy’ benefit included, and if I remember right Sub $200 Tacomas were possible with US Bank last year.

9

Lol.
If I recall correctly anyone can get an associate type of adult membership. It’s not the cheapest, about $100, so I would confirm the applicable discount beforehand.

Same goes with Farm Bureau, American Quarter Horse Association, ETC.

There is a forum on 5thGenRams that provides links to organizations that will provide folks with Affiliate pricing(after becoming a member) if you don’t wanna haggle much or have dealers sticking to MSRP

10

Stop spinning your wheels trying to reinvent something. You look at precedent as a lawyer right? Apply that same logic here.

Search for RAM 1500 in the Marketplace and Shared Deals sections

11

I’ll track that post down on that forum. Thanks

12

That is fair. Will do some browsing.

13

Did some searching but didn’t find any specific to Ram.

I am having a hard time finding a 1500 configured just the way I want, and I wanted to find out more how building a vehicle to lease would work.

Do you lose the power to negotiate on the sale price? Any additional fees/costs to account for?

And the real question - are any dealers going to be willing to do this, or do they just want to move whats on the lot (which seems to next to nothing right now)?

14

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