Question on Lexus Buyout / Depreciation amount changes in one-pay

Ask the Hackrs
1

All,

I will be leasing a 2025 NX 450h+ and then doing an immediate buyout. Calculator is at bottom.

What I’m trying to figure out in the calculator is why the total depreciation amount changes if I do a one-pay, while the RV stays the same. I figured MSD’s/One-Pay reduction in the MF is irrelevant on an immediate buyout, but when I check off one-pay in the calculator, the depreciation drops – which would lead me to a lower buyout cost (I assume I’ll be paying RV+depreciation and if I did the one-pay be credited back rent charges).

In any case, can someone explain why depreciation would change in this scenario?

Thanks!

2

In the monthly case, you have the calculator set up to capitalize the acquisition fee, so your depreciation amount increases with the extra capitalized fee.

3

It looks like the Acq Fee gets rolled into the depreciation expense in the case of the standard lease.

4

Thanks for the help!

5

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