Question on Camry XSE / SE 2019 V4 Lease - FL

Ask the Hackrs RV/MF
1

Hello Everyone
A newbie here :slight_smile:

I am in the market for leasing either a V4 SE or XSE 2019 - 12K Miles 36 Months
I live near Tampa, FL and the zip code is 33578

What is the residual and money factor for the SE and XSE V4 2019 models?
Does these changes from month to month? e.g. next month vs later this year (Sep / Oct)?

Is there any particular month / time of the year that is considered as “preferred” for getting an awesome deal on these vehicles or overall ?

Also, if the idea is to buy back the vehicle after the lease period as opposed to returning the vehicle at the end of the lease, is there anything we should be focusing on more while negotiating the lease numbers that would make the deal to be a better one overall?

With the Camry TRD expected to be on sale around October this year do you think that would somewhat result in more aggressive leasing / getting a better deals on the XSE models?

Thanking you all in advance for your kind support and guidance

2

Welcome! About the RV/MF Category

RV/MF data from Southeast Toyota Finance (SETF) is hard to obtain. For whatever reason, their programs tend to be less favorable compared to Toyota Financial Services (TFS), which is used in most states, and they’re more opaque as well. Best of luck!

Also if you intend to purchase at the lease end, it might cost more than buying outright. Key things to find out as you make your decision: the money factor (essentially the interest rate on the lease), incentives (lease incentives may vary from purchase incentives), and acquisition fee (on leases only).

3

Thank you Michael
Much Appreciated

Is there a rough ball park number for SE or XSE V4 lease based on your experience and knowledge that we can use as a guideline to determine what would be a good deal leasing these 2 trims / models?

Thanks again