Amazing a Hellcat driver moves to an EV, very cool.
You said youāre single with no kids and wife, which means you have a household of 1.
On https://cleanvehiclerebate.org/eng/income-eligibility, it says for someone to be eligible for the extra $2,500, you need to have a household income of $38,280.
Iām not sure someone who makes about $3,000 a month should be purchasing this, but whatever floats your boat, but your use of emojis really shows what kind of person you may be. Lol
Haha, assuming anyoneās business is a great treat to have⦠āincomeā has nothing to do with oneās ability to maintain āhappinessā
No, but it sure helps with paying financial obligations
Money doesnāt buy happiness, but it makes attaining it a hell of a lot easier.
Also is this financed with usbank via Tesla? Or a third party (unless Tesla changed their financier)z
Yes, or sustainable Savings generated by previous āincomeā-if we plan right
This was financed through the Tesla website- Wells Fargo funded ( had the same rate through PenFed also but went with Teslaās funding for an easy/simple transaction)
Uh okay? Thatās rather an ignorant statement.
I guess being willing to ruin your credit is worth whatever happiness you get strutting around in a Model 3 and the facade around driving a āpremiumā car.
Roughly $3,000 a month before taxes, but letās ignore that for now. You live in SoCal, so rent is going to range from $1,000-$1,500 a month unless youāre straying far from the city, which may or may not be likely, but they DO say a picture is worth a thousand words. Speculating from the normal requirement of 3x your monthly rent, letās just say your rent is $1,000 a month. $586/mo for car payments. Youāre already left at $1,400 without factoring in utilities, phone payments, and other monthly expenses, which is going to be at a minimum $200/mo, but inferring from this Tesla fanaticism, I assume youāre also using the latest iPhone which would bring that number up even more⦠Thatās already only $1,000 ~ $1,200 left in your budget.
Those calculations donāt even have food costs, hobbies, hanging out with friends, and other expenses someone would have, and mind you this is all at a 0% tax rate. No matter how you want to frame it, this is a poor financial decision for someone making sub $40,000 a year. I donāt know what amount of happiness you get from 16 year old kids being enamored by seeing a Model 3, but if thereās anyone else who makes that little money thinking that a Model 3 is also a good choice for you, Iām sorry, but this is absolutely stupid.
⦠ā¦
Yet, you still believe that the rises and sets, every day
is the
still flat!?!
I do not think itās anyoneās place here to lecture others on how to spend their money. Lord knows Iāve made the mistake of doing that here because itās an easy trap to befall. We come here for the best deals and to encourage frugalness, so itās all too easy to be critical of decisions like that.
Ultimately itās that memberās decision to live like that and deal with the consequences. There will be consequences, there always are when it comes to financial planning, both good and bad.
I probably wouldnāt have lectured him on how terrible his financial decisions are, but his comments just come off as an edgy 20 year old kid that wanted Tesla ācloutā while acting extremely braggadocious about qualifying for the low income subsidy.
We do come for the best deals, and itās been pointed out that all three of his other options were the better deals by a measure of thousands of dollars, but he continuously ignored the vast majority of peopleās comments and recommendations in terms of what the better deal and purchase was. People even corrected him in terms of how he wasnāt properly attributing all the subsidies and rebates across all the vehicles properly and chose to only engage to those that commented about the Tesla option. Everything comes off as this person not coming here for advice, but rather to gloat about a Model 3.
And to your point that itās not anyoneās place here to lecture others on how to spend their money. Have you and I been on the same forum? Because thatās literally what people do all the time.
Maybe he is one of those guys who thinks he is so cool in a Tesla and uses it to to pick up girls at a club/bar and also to give the illusion that he is wealthy enough to afford the Tesla. At the end of the night, he ends up leaving with the girl soā¦I would say money well spent
I snagged my wife in a Pontiac G6 back in 08, so thereās that.
Owned a model 3 for almost 3 years other then the people that look at you at street lights due to the radio is so loudā¦Not once has a girl jumped in and said take me away you hot rich guy I love your Tesla
Girls wonāt, but young, nerdy guys might!
In California nobody cares its a common as a prius.
Thread has run its course