In Ohio, leasing a 2024 BMW from a dealer in Illinois.
Dealer agreed to amount down and monthly payment.
Contract shows a higher amount down than agreed upon. Dealer sent an addendum with the dealership finance director’s signature saying they will only collect the amount we agreed to, not the amount in the contract. They have explained OH requires full taxes on lease payments due up front (I’m familiar) and they won’t collect this but have to list it.
They shipped the vehicle to me already. I’ve signed nothing and have $0 paid so far.
I have every intention of moving forward and trust the dealer but feel weird signing the contract that dealer and I both agree is incorrect.
It’s been back and forth and dealer says finance cannot find a way to correct the contract. I’ve sent a signed redlined copy but they said BMW FS requires a clean copy. I asked them to insert “dealer credits/discounts” to get the amount due accurate and they said they cannot for whatever reason.
They literally shipped the vehicle to me and I have it. Good show of trust. I think they’re honest but I’m not sure about why I’d sign an incorrect contract. The addendum is nice but the contract does not officially list the addendum and that’s not an option since it has to be a clean contract supposedly.
Do I push here and hold my ground? Sign it and move on, trusting in the dealer + addendum? Agree to just pay the higher down and then expect to see my monthly payment decrease? Some other recommendation?
I think past Ohio lease deals have (1) inserted a credit they made up to get the amounts to match or (2) literally cut me a check after I paid the higher amount so it net out.
Would love advice here.