You really have to be careful what you say here on Leasehackr!
I appreciate the advice sincerely. And I would never let a car get the way of a home purchase. There is a lot of details I left out because this is a leasing site and none of it is relevant. Yes i do call her the loan lady. I can get her real title but I prefer to call her loan lady. This is not my first home but thank you again.