Initially I did not know what I was getting into, had zero help, and was freaking out over potentially losing my job due to an irreparable mechanical failure with my primary vehicle and my boss never gave me pay stubs on time. I leased for the wrong reasons; didn’t actually want the car, just needed…

The site says the contract is unavailable but it shows me the payoff amount: $33,000 I accidentally edited and deleted my other comment

It is unlikely that your car loan payments will be less than the lease payments. How are you planning to solve that issue? Find the interest rate on your lease contract then find out your current credit score then find out what interest rate you can get on a car loan.

[image] Rocento: The site says the contract is unavailable but it shows me the payoff amount: $33,000 First rule… vet the fund provider’s payoff figure. Second rule…never trust the dealer. Third rule… always be in control. Leasing is time-consuming and requires a good deal of study and atten…

Post the contract, car like Camry lease might be cheaper to terminate the lease

They never gave me the contract and when I try to pull it up on the site, it says it’s unavailable. I reached out to SETF support about it but no response.

I try to educated myself, but I see a lot of mixed and conflicting info out there

You’ll get accurate information from me if you’re interested.

So far, I’ve gotten more clear information from a few replies here than anywhere, even youtube

Sounds like you’re making progress. Here’s some more for future reference… Do a deep dive and research a reasonable selling price in your market. Sometimes, dealers embed rebates in their discount. Keep them separate but recognize that transparency may become an issue. Secure a copy of the factory …

Thanks. That’s honestly a lot to take in. I won’t be leasing again in the future. I honestly shouldn’t have done it in the first place. I made the decision to lease out of panic and I’m trying to find the best possible way to get out of it. I’m not sure if I wanna buy the car out or what. I would mu…

New to leasing. 12mo into 36mo 2025 Toyota Camry lease. What are my options?

Ask the Hackrs

max_g May 26, 2025, 4:36pm 21

That’s just another way of saying you’re assuming. Don’t.

Get some bids to know your exact equity situation (Which is more of a function of what you paid rather than whether you’ve driven fewer miles than allowed).