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Ask for the rv, mf, and incentives for your zip code for the months/mileage you are looking for.
Do the same thing for the BMW.
Yeah, that Volvo MF seems too high
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Effective 6% interest is a first for me. The effective on the XC60 is under 2% on non-T8 and better incentives.
OP have you driven both of these? You are on two VERY different whips.
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I scheduled test drives this week 