Money factor - which zip code

I’m shopping around - I live in the bay area and there are like 6 dealers within my area. When i request MF from edmunds, which zipcode exactly should I provide. Is it my address? Or is it the zip of the dealer? Does it make a difference if they are all so close together? Looking at Audi if that makes a difference. Thanks!

Your address…where the vehicle will reside.

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Only your zip code matters no matter where the dealer is located for tax purposes!

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MF/RV go by the dealer and can be regional. So close by dealers will most likely have the same numbers.

For taxes, this is correct. For rv/mf/incentives, it’s usually off dealer location. Generally, it’s only the incentives that vary, but rv/mf on occasion with some brands.

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