MF Help on 2020 Toyota Tundra SR5 Crewmax 4WD SX Package

I’m in 44264, on a 36/15 lease. Highest tier of credit. I was quoted

$392/month with $399 due.
RV on this is 31,561.29.
MF is .001 which is lower then published rate of .00207? How is this possible?

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Is it a different bank?

It is US Bank. Surprised how much more aggressive that is??