I realized most of the deals are on basic packages with no options or maybe 1 or 2 options.
Most deals are based on 5k miles.
Once you look into some options such as premium package, some nice wheels, it all adds up $80k+
Depending on the down you put which is not recommended payments for a nicely equipped Ghibli is in the high $600s-700+ depending on miles per year and tier you qualify for.
They only pull Transunion and it must be 740+ score. Not 720 according to the finance manager.