Again I’d goto NJ and PA to get the ability to add the MSD’s (as you cant in NY). But your friend might not be able to but theirs plenty of dealers in NJ and PA. But if you don’t want to do MSD’s to reduce the monthly then try more dealers in NY. Email the dealers, don’t believe “we cant do that, losing too much money, blah blah blah” you just need one to bite.
Your discount is only around 5% before the 1k rebate for conquest and 2K. So your discount is weak. Push for 10-12 off before the 3K in rebates.
The MF and Residual look base but the MSD’s will lower it more.
