What you’re missing is the usual biggest cost of ownership: depreciation. Find a car that holds its value better than others. Second is reliability, especially if you’re planning to hold it for a while past the warranty.
Honda, Toyota and Subaru sound like good places to start
Sounds like a prime fit for an Acura RDX. Recent redesign, great resale-reliability, and one of the best AWD systems on the market. I have seen some nice discounts on Cargurus as well in that just under $40k range. If you really want to get funky, and want the best deal possible, check out the AWD Buick Tour X. Made in Europe, and like no other Buick model. You can buy $42k loaded Essence models in the mid-high $20’s. Excellent bang for buck.
Moved to off ramp since this has nothing to do with leasing.
IMO this is way too broad of a request to generate reasonable responses on here. There are plenty of websites to do your own homework on. Very much a LMGTFY question and will take a lot of time to go brand by brand and vehicle by vehicle in your specific region. Obviously I’d start with leftover 2019’s.
You can probably get a top of the line 2019 VW Atlas for around 43k OTD pending your local tax rates. SE w/Tech for 35k pretty easily.
It’s a great ride, but depreciation is going to be a huge hit. However, it has a 6 year bumper to bumper warranty, so you can ride it out for 6 years and then sell it.
Me, I am probably going to get an SE w/Tech and then look to unload it in 3 or 4 years for 18-20k while it still has a couple years warranty remaining.