ah, I thought it was .00068 for t6 Insc
0.00062 on T6 Inscr. Still, with 10 MSDs it is 0.00012 (0.288%)
damn dealer marked it up then. sigh.
almost wondering if it’s better to just sign up for costco and wait to see if they do another discount like last years.
That doc fee is a quick way for the dealership to get extra money without most people noticing. For reference, my doc fee was $75 here in NY.
The rental surcharge seems like a bs fee too?
The doc fees in FL are killer, I’m honestly not getting any break from it. But yeah, I have no idea what rental surcharge is, let alone why I’m paying REGISTRATION/ COMP VEH REG unless there’s something I’m missing.
So I think this one is it. '19 T5 XC60 INSC loaded with heated seats package + advanced tech. And some stupid $565 rubber mats “package”… grumble…
TERM: 39 MO/12k
MSRP: $52,605
SALE PRICE: $46,924
SALE PRICE W/ $2k INCEN: $44,924
MF: .00024
MF w/ 4 MSD ($2,200): .00004 - Basically 0 APR
RES: .51
TAX: 7%
FEES: $2,211.5 (slight discrepancy with some being taxed, I think. Also it’s not particularly clear which one of these is the actual car registration)
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$995 Volvo Acquisition
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$799 Dealer Fee
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$199 Electronic Filing Fee
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$68.5 FL State (lemon, tire, battery)
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$125 License Fee
I can’t quite get the calculator to work right because I’m not sure how much goes into gov fees section. If someone wants to tweak it: http://leasehackr.com/calculator?make=Volvo&msrp=52605&sales_price=46924&months=39&mf=.00024&dp=0&doc_fee=799&acq_fee=995&taxed_inc=0&untaxed_inc=2000&rebate=0&resP=51®_fee=392&sales_tax=7&memo=&monthlyTax_radio=true&miles=12000&msd=4
~$527 month w/ tax.
I know it doesn’t meet the 1% rule with everything rolled in. Probably because residual is too low, might be because discount isn’t enough. Anyone with FL exp want to chime in with regards to wiggle room/fees/if I can push more? Or thoughts on if Volvo incentives will be better in March as it’s a few days away?
Why do you feel the need to open new topic for your every question? Just keep it there:
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Are you paying MSDs plus the $2200?
Sorry, I did it because it wasn’t a t6 awd. Kinda saw them as different vehicles. Thanks for the merge and I won’t make the same mistake again.
Per the calculator, the 4 MSD’s should be $2,200.
I’ll owe about ~$4000 drive off (I think): which is ~$527 payment, ~$1200 govt +dealer fees, ~$60 in taxes, $2,200 MSD.