Debating between leasing or financing an Ioniq 6 Limited AWD. Leasing over 36 months gives me a $11,000 rebate, but financing gives me a $7,500 rebate. Most I’ve been able to get from a dealer was a $4700 discount, but for a gravity gold matte which I do not care for. I’m pre-approved to finance at 4.49%/60 months.
If I were to lease, I would pay first months at signing, then buyout. Would my buyout price be term payments + residual or the selling price - $11,000 rebate? Of course either option includes whatever early buyout fee.
If the buyout price is term payments + residual, it doesn’t seem worth it vs just straight financing, as the residual is 54%. Super new to the leasing world, so any advice is greatly appreciated. Thanks so much!
Let’s make it very easy for you: do NOT buy any brand new EV at this point in their development. Lease only or buy very deeply discounted used. Hard stop.
This car does 10-80% in 18 minutes, 270-280miles on a single charge. We won’t see better numbers on this for at least 3-4 years, 5-6 if we’re being real. Waiting for what’s around the corner will always have you waiting.
When was the last time a car told you unambiguously that it’s dead — and dead beyond any kind of resuscitation?
Every old car that seemingly dies ultimately presents you a repair bill and then you have to make the judgement call that making that investment will be worth it.
People that have bought and sold many cars, driven many miles and have been around long enough know when to get out, sell or whatever the case may be. This is way before the car dies!
Wow, why didn’t this CPA with 25+ years of experience think of this??? Let me drop everything to dump my $152K MSRP AMG EQS @ about $550/mo effective to see if I can locate my daughter’s old Civic, lol.
You clearly have no clue what you’re saying, just parroting what you read or heard elsewhere. GL, not interested in arguing with someone who can’t get out of their own way. It’s your money, spend as you wish. Someone has gotta help out the economy!
