This is what I don’t like about some car dealers. You ask them a question and they respond like wise guys, as if you were in their hood and owed them for favor of letting you exist. This is not the way to conduct a good business.
I won’t attack you for asking if lease under $125/mo possible. I will honestly tell you that I don’t know. You would need to find a car with MSRP below $12000, and if it retained at least 50% of it’s value in 3 years, you would still need to get large discount off MSRP plus cash rebates and low MF to be able to drive it off with 1st month’s payment of $125 or less. Chances are, even if such a low priced car existed, most of it’s targeted customers would be less savvy than buyers in higher up segment, and with affordability added to mix it would create high demand for a vehicle thus preventing you from getting a great deal on it.
While $125 appears to be unrealistic, you may shoot for $165 - $170 and find a few cars out there, including VW Jetta, which can be leased with $0.00 DAS terms if you walk into the right dealership at the right time.
Today is all that is relevant. Anything that happened last month, let alone last year is a moot point. If it happened last month, you missed it, period.
with GM supplier pricing and Costco likely to come back, you might have a chance on lower $100s car like the Buick Encore. That should happen by November based on past experience and will require you to have a Costco membership. No guarantee but that’s likely going to be the case if you can wait.
This sure alludes to the fact that you referred to everyone that posted as a car salesman. If you’re not referring to them, why would you even mention them? They are irrelevant in this thread since no car salesman replied.
Like @305Hackr said you might have a shot at something in the 100s with Buick, maybe a Chevy Cruz but as others mentioned, $0 down and >$125 is going to take the stars aligning on incentives, a willing dealer and being at the right place at the right time.
C’mon dude…you’ve been around long enough to know loaners are useless junk that 45,000 people farted in going 3,700 miles doing neutral drops, constant 0-100 wide open throttle at every stop light + curb jumps at every chance they get.
Keep an eye on Kia, particularly Quirk Kia outside Boston.
Current Forte lease is $149, but I’m almost positive they were at $129 last month. They also seem to have used car leasing programs (probably thru a local bank) that would fit your window, if that’s an option.
You are going to need some kind of loyalty or competitor offer to stack with a big discount and hefty incentives. A GM card with at least $1,000 of points on it would also help, obviously. Stack that with the Executive $700 Costco gift card and you possibly can do it when/if the GM Costco Holiday deal begins. It will either be a Trax, Cruze, or Encore that will be the lowest payment. Possibly Equinox/Terrain. I have done these deals for 3 years now with GM and can help you with them, other vehicles I don’t know much about.
Those offers all require 3995 due at signing, with 2995 of it being cap cost reduction, and they all require every possible incentive (I’m sure some of them can’t even be stacked), so none of their advertised offers would even get the OP close to his target. And yes, Quirk is known for being a terrible bait and switch company.
I agree with Kia might get you close to the target of 125, but I’d stay very far away from Quirk. They’ll waste your time, tell you the car you want is there, then when you show up tell you its sold and try to sell you a different one for a significantly different price.
Sorry for off-topic, but is there a limit of how many points you can apply towards your next vehicle?
If I have $5,000 worth of points on my BuyPower card, can I apply it all towards ANY GM vehicle lease/purchase?
Quirk is certainly slippery, but I’ve leased 4 cars from them over the past 8 years; 2 being advertised cars. No real issues outside of delivery problems. YMMV, but if you’re going for an extreme low cost lease like OPs request, I wouldn’t take any dealer off the table just from reputation alone.