Pre-Incentive Discount 6.3% (MSRP 44990 less SP 42165)
The discount your dealer is offering you is on the very low end of Mazda (all models) pre-incentive discounts I have seen on here. You can do a search and see what others are getting.
I suggest you negotiate a bigger pre-incentive discount - the key to any Mazda deal.
How many dealers have you received an offer from? How have they reacted when you asked for a bigger discount? If you are getting heavy resistance from several dealers you may be at the mercy of a dealer-friendly market - so you need to shop around and leverage one deal against another.
Covid caused a shut-down in production. Inventory on all badges is tight. Tight inventory = less discount. Make sure you know the inventory position at all your local dealers and engage those with the most favorable inventory position.
You are getting $2,120 in incentive directly from Mazda (not the dealer). Make sure you are getting it all: How much lease cash are you getting (see edmunds)? It looks like you have some conditional incentives like loyalty or conquest, what do you qualify for? Also, last month Mazda was paying your 1st months payment up to $500 - are you getting that this month?
Is your MF at the buy rate? Know the MF you should be getting - see edmunds.
Caveat: I am not familiar with MN fees and taxes so I will let the knowledgeable folks here weigh in on those aspects.