Lease or buy 2024 Lincoln Nautilus Premium

Ask the Hackrs Buy/Finance
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Long time reader first time poster. I’ve never leased before and I’m fairly lost in the process, hence why I have been in this forum looking for tips.

I had a dealership offer me a 2024 Lincoln Nautilus Premium for $613 a month.

Msrp 52,010
Sale 49,930
Trade in 6200
Money down 500
Lease 36/10
RF 56%
MF .00167
State: PA

I appreciate some guidance so I can figure out if this is a good deal or if i would be getting hosed. I used the calculator on this site, but looking for your guys expertise.

Thanks all!

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All 3 row full size SUVs suck at leasing

If you need them buy

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Except the Grand Wagoneer. That car leases ok… it’s just the car that sucks.

@djrabbi

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GW is $1500 so is the tahoe/yukon… all in same range sadly.

CCAP is EASIEST to get approved for with no PG. I have 3 loans with CCAP and I didn’t even need to PG it against my business

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Nautilus is a unibody CUV based on the Ford Edge, somewhere in between compact and the midsize Pilot/Palluride class.

OP what else are you open to? @Mlove136

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DO NOT buy a new Lincoln. The depreciation makes used gum look like a good investment. This is a vehicle I would buy lightly used, if at all. A ‘22 4-cyl (which is what you are looking at based on that MSRP) with under 20k miles can be had for right around $30-32k.

2 Likes
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No PG? Oh boy, someone going to get a CCAP loan and immediately bankrupt the company lmao

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LOL.

My $1500 GW payment has no PG on it. I wonder if I voluntarily repo, what would happen? lol

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That is literally every car besides Toyota, Honda, Japanese… BMW tank 30% as soon as you drive it off

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Not exclusive to Lincoln, of course, but that’s what applies to the OP’s question.

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Especially when people pay too much in the first place. Can almost never finish well if you begin the race in 10th place ha

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Truer words…. Did some minor reaching out around Long Island to see what a Telluride would cost for my brother. Was asking for 10% and base MF (hey I wanted to see what was possible). Was told $699 with $5,056 up front on a 52k MSRP. When I politely declined, I was asked “How much did you think a 52k car would cost?”. So much to say, but I left it alone. Moral of the story, some brands lease like crap.