The payoff posted on 3/22.
https://i.imgur.com/VfEXWUE.png
Total interest paid lines up with the original forecast.
https://i.imgur.com/RHjnjTv.png
CCA rebate arrived on 3/11.
I have a quote from an AutoNation dealer to buy this car for $49,500.
I’d basically be out $400 on the car itself, ~$4,000 in sales tax, plus the plates were renewed in December (~$625) and would stay with the car.
Call that $5,000 for 14 months, or $357 a month, plus I’d get to pick out another new-to-me car.
2 Likes
Very nice. But I’m watching what your going to get to replace it with.
The replacement is the hardest part
Even in normal times this is a huge problem for me (indecisive, too many criteria, no strong draw in any one direction).
I did have my eye on a 2017 750i with 24,000 miles, in carbon black, for $47-something… basically an even trade.
It appears to have disappeared from the dealer’s site while I was having lunch with a friend. 
Oh well… it was RWD, and I told myself I wouldn’t do that again.
A BMW V8 is typically not something you’d want to own out of warranty
2 Likes
That’s where I’ll be in November anyway if I just keep what I have (CPO warranty expires).
I’m not that concerned with the cost of owning something without a warranty, especially compared to, say, spending $30,000+ to lease something new for 3 years.