I am a bit confused after doing a lease-end buyout in Texas. The title was sent to my new bank (new lien holder), but the “Application for Texas Title and/or Registration” says I need to bring the title with me. My bank had me send them a power of attorney for the title, but they have been dragging their feet on this process for months now and don’t seem to understand what they’re supposed to do any time I call. It’s gotten to the point that I owe penalties on the car. They aren’t located in Texas so I wonder if that’s why this process is so messy.
So my question is, do I need to ask my bank to send the title to me so I can title/register the car myself (with them as lien holder)? Or do I just need to keep harassing them to file the title themselves, so I can go in and pay the sales taxes/registration fee?