An effective monthly payment of $779.75 for a V60 is nuts. You can get an XC90 for that price. You need to do your homework on this site to see what others have paid for a V60 and then you’ll have a better idea of what you should be paying.
If you are married to this car, then this is the price.
We always have a choice, either you shop for a car or a deal. This is your money and your decision.
Good luck.