Lease deal check: 2026 BMW IX xDrive45

Hi. I’ve struggled to find a leasable iX in my area. I almost got the lease swap posted on LH, but the deal was complcated for me. This is not as ‘good’ a deal. I cannot find anything better. Is this a bad deal?

I am comparing this to buying a 2024 Audi Q8 sportback with 15k miles. That car is from a non Audi dealer (VW) so I can’t extend the warranty. It’ll be much like my 2024 Q4, but bigger. We don’t like the Audi APP’s shortcomings. Not heating the car using the APP in winter a deal-breaker for my wife. That said, I love the Q4.

W can buy, not lease (well), a loaner (1K miles) Maserati Grecale EV for $58K, 3.99% APR, CPO’s so has six years of coverage that is transferrable. We don’t think the Maserati handles as well, ironically, but it’s specs indicate it should. We drove four hours RT to test the thing.

The Polestar 4 we can get for $770/mo with inceptions and first month, and the Tesla MY performance $888/months. All with 10K miles. We are mixed up about what to do. The BMW we drove is a 2024 IX 50, so we can’t compare unless we go to New Jersey from CT. We work, and the car is ‘hot’, so if we did this I’d ahve to go alone.

Checking here to see if I can get anyone’s thoughts before I do the deed. Thanks.

Here is the calculator.

Here is the deal sheet as well.

I wouldn’t buy either of those used. I have a few new iXs left, but the MSRP is over $90,000. Where are you looking to be monthly on one?

Thanks for chiming in. At MSRP >$90 is it possible to get to these numbers, or better? Or are yours flat out ‘more’? My ideal would be <$1k all-in with inceptions rolled in, and maxing MSDs is okay.

I would take one of these transfers instead. Why pay $1,000/month on an x45 while tying up 11k when you can pay less with no MSDs for an M60? Or save $300/month, again with no MSDs, on a nicely loaded xDrive50.

This is right around your budget and a much, much nicer vehicle.

This is way below your budget.

I looked hard at one of these. Distance lease transferring might be a cakewalk for some, but I must confess the opportunity costs for me seem very high. I chickened out TBH. Deals too good to be true have caveats, I learned.

I think I’d be around $1,100 with first + MSDs at signing, assuming 7.75% CT tax and no loyalty or corporate and a $91,500ish MSRP.

Plus your fee. It’s worth looking at if I know the build and colors are good and it’s nearby. Not far off from

Where I’m at anyway. Might be a better unit. I’d value your opinion.

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I filled out your form this morning. About two hours ago.