Lease check - Ex-loaner Audi Q5

I was offered this ex-loaner 2025 Q5 lease, with 2300mi on it in NorCal. They said they’d drop the Stargard, but keep pushing for money down. It still works out to a little cheaper than the current PND for a new Q5 (which is in SoCal, so I’d have to find a dealer here to match it anyways).

I’ve never bought a new car, and would appreciate any input- Thank you!

How does this compare to marketplace and how much of a discount are you getting vs marketplace? Any rebates? If so how much? Separate rebates from discount via dealer.

Base mf? If not, how much is it being jacked up by?

Some things you need to consider

I don’t know if buyrate MF matters, as long as the discount compensates.

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They said MF is 0.00178, but I’m afraid I’m not sure I follow your meaning?

Deleting the Starguard will save you another -$30 a month or so.How does that compare to deals you see on new 2026 models? This looks like a pretty good deal given the high residual of 57% for a 2025 model. Make sure this is the newer 2025 model as Audi I think Audi did a mid-year update.

Audi has oddly not brought any 2026 Q5s to the US market yet. They’re apparently expected beginning a few months from now, which I imagine is driving some of the 2025 discounts. They come with some fairly nice updates, but unclear whether it’s really worth it to us.

There are some 2025 PNDs that this deal compares with pretty well. Appreciate the input!

Go to the Wiki here and learn how the lease calculator works so you know how payment/DAS is built.

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