Lease buyout in California 2024 - Im a Veteran & looking for a good company/rate

Ask the Hackrs Buy/Finance
1

We want to buy out our VW Atlas lease but dont want to go to the dealer. Want to get it done quicky and have the payoff quote already. So many online companies. Dont want my credit being dinged over and over when looking for a decent rate. Any help on how to proceed? Im a Veteran, long time AAA member, good credit but high DTI (independant contractor and kid in college) but all bills paid on time.

Looking for a fast turn around
Credit score based decisions
Veteran Friendly
Has access to many lenders instead of just one
Soft credit pull instead of hard credit pull

Thanks,
Mark

2

At some point it will have to be a hard pull, but multiples in the same months, resulting in one open trade line will consolidate.

Member of USAA, NFCU, any others? Did you already check their rates?

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3

PenFed, and look at Lightstream