What do you mean by this? The Kia will be cheaper always , over all time durations.
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Remember gas is like 10 bucks a gallon in LA! If OP is going to get a car an electric makes a lot of sense.
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Similar situation without the high gas prices
I agree the lease is okay for now
U can finance the reliable car 3 years later at discounted price and at some low promo rate for financing too
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TCO on the Kia going to be far lower. With the i4 youâre basically paying for miles you donât need and wonât use. Seems kinda silly to me.
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Consider financing a Forte GT or Civic EX/Touring instead of a K5 or Accord. The latter are more for families ⌠unless you are fitting a RF baby seat do you benefit from the extra rear leg room?
Plus for the same dollar price you get the well equipped or fully loaded version vs an entry level trim
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Crown Vic
Iâm on the younger side too and found the i4 to be incredibly cheap to insure. For full coverage with a $500 deductible, and no drive tracking it was $85, 1/3 of the price of my Genesis G70 insurance.
I would highly recommend you shop around and get a few more quotes.
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Where are you from? In LA I cannot get a quote on my own policy under $650/m for it. The best quote I got is being added to my family policy for $310 
85 a month ?
Iâm paying shy of 200 for 330 in NY
Chicagoland area.
Allstate is coming in the cheapest, and the BMW electric cars are especially cheap (i4, iX). Most gas cars Iâm quoting are coming in at $250 per month. All I did was quote out the major carriers, and Allstate came in the lowest.
Donât get disheartened with the high quotes, keep going until someone comes in cheap.
Hi, Iâm looking to lease the i4 as well, but why shouldnât one finance them?
At least historically theyâve inflated residential values (and/or subsidized the mf).
Whoâs gonna want one in a couple years and at what price?
Back of the napkin math:
Letâs say youâre at 57.5k cap cost and at 50k buyout plus average ~8.5% tax in the most populous states. So youâre at $54,250 OTD.
The low $40k EV buyer in an EV friendly state can probably get a brand new Tesla 3 RWD for 42k less 7.5k federal and average 2k state or utilities rebate. So theyâd be at 32.5 before tax.
Whoâs gonna want your i4 for 30k in 3 years? Maybe 25? So what does your TCO look like?
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I see, is it the consensus that you should never lease if you donât plan on using all the miles? Is there no realistic equity to be had here if miles are extremely under the allowance and with the 7.5k rebate pass through?
I donât think you get the $7500 of you finance it
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Weirdly enough / similar Msrp bmws are cheaper to insure than Audis or MBs with our current provider.
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What are some good luxury cars to own (after the lease period, for example)?
2012-2016 Mercedes E350.
Lexus is usually one you buy vs lease but most donât really consider it a luxury brand. Personally I wouldnât purchase any of the German brands outside of maybe Porsche.
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