Even with 20k down, my TCO over the same term will be 59k. Fexibility is not something I necessarily need for this vehicle, as it is replacing another convertible that we had for 4/48 which I recently sold at $500 under MMR to a dealer. That one was financed with 50% down, so it’s not a foreign concept. What I do like about leasing is that if it were to be in an accident, that would be MBFS’s problem and I wouldn’t have to worry about trying to get diminished value.
I agree that some of the financing flexibility don’t have much value if you know you won’t use them. For me, though, it doesn’t really make sense to give those options up for free. Diminished value is already priced into insurance coverage, so opting into a lease at roughly the same TCO just means paying extra to avoid something I’m already insured for.
To each their own and since you already leased it, enjoy it in good health. I leased my M3 under similar conditions but if I didn’t have a business I would have financed it.
Would this be a realistic offer for a 2026 CLE 53?
MSRP $96665.00
15% off $82165.00
36/15k
Residual 52%
MF .00141
$2000 Conquest
$1095 Acquisition
CALC: Leasehackr Calculator - Hack your next lease | Leasehackr
It’s an ambitious offer but doesn’t hurt to try.
If you are using my deal as a reference point, the original deal was 11% off and buy rate + 2k in conquest. I got coast to coast shipping thrown in due to an issue the dealer had trading locally. If there is a loaner 2026, what you’re asking for is absolutely in the realm of reason.
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