Houston,Texas. Negotiated a 2025 Camry XSE White two tone with red interior (SRP ~$42,xxx) for 10k/39mo at $1000 drive off and $475/mo. Residual at approx 56% and lease end buy off of about $25,900.
I currently pay $408 for a 2023 Camry SE.
How does the deal sound, asked around a few toyotas this is the cheapest anyone is offering.
Are you getting a tax credit on this? If not, I don’t see the advantage of leasing vs. financing (less than MF is significantly less the interest rate on a car loan), especially for a car that will likely retain its value well.
Regardless of which option you chose, it would be very helpful if you provide more information (like pre-incentive/rebate discount).
Yes im getting the texas 1% tax credit on it. I’m getting ~$6000 in rebates (Sorry dont know which specific ones). The question for financing, I do not like to finance cars (I know it costs me more in some cases but it is a prefrence). I’m also not worried about the 10k mileage as i do have other cars.
My currently leased 23 Camry is being sold at net 0 equity (minor accident took a few thousand off)