Can anyone tell me the top tier credit money factor for Jaguar and Cadillac ?
Naples Florida 34113
Trying to shop between a Jaguar XF and a Cadillac CT5
Thanks in advance.
Got to the edmunds forums and ask. They’ll be able to provide these.
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The forums at Edmunds are where we go to get that information, as they have direct access to it from the captive banks. You’ll want to post in the model specific thread for the vehicle you’re interested in and request the most current numbers for your zip code. It is often easiest to find that thread by searching Google for “Edmunds lease” followed by the model of vehicle you’re interested in.
Alternately, you can try the Lease Program Query tool on the Leasehackr Calculator, available to Super Supporters.
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Once you run the numbers you will probably realize why Jaguar & Cadillac never got a mention here even in the good days.
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Lol, Im sure. Get this offer for “a to be ordered“ 2022 XF with a $51,173 MSRP
$5k cap cost reduction
36 months
12k annual mileage
$888 per month
$1000/mo+ for a $50k xf sounds horrible
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Naples Fla, 34113
830 Credit score
2022 Jaguar XF SE
MSRP $51,173
Total sale price with taxes and fees: $53,716
MF 00233
Residual:
33 Month 56%
36 Month 51%
39 Month 48%
12k Mileage
$5k down
33 Months $874
36 Months $888
39 Months $872
Can any of you fellas run these numbers and see just how far I’d be bending over here ?
Why don’t you use the calculator on the top right?
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First, get the money factor from Edmunds if it is available.
Also, what is the selling price before tax/fees? Because an offer with tax/fees from Montana and Chicago could be the same, but one is a much better deal than the other.
Thanks fellas,
The selling price is MSRP. And in this market unfortunately, Im lucky to its not above that.
According to the folks at Edmunds the MF should be 00133, so there’s that.
Should be .00133 and they’re charging you .00233?
That means this is roughly $3000 over MSRP
Most cars do not lease well. They do not have the programs (RV, MF and incentives) to be good candidates for lease-hacking, regardless of what dealer discount you can negotiate. This is truer now than it has ever been. Which means you cannot start your search with a particular car or cars in mind, and then find a way to make them lease well.
It will be like pushing a boulder uphill while pulling teeth, and you’ll still probably have a bad deal in the end. You need to start your search by filtering only the vehicles that are leasing well right now and offer good value per dollar.
Check out the “Share a Deal” and “Marketplace” sections of LH forums to decide what’s leasing well and pick a vehicle that is already proven to offer good value.
Remember, there are no magic wands that can save a deal from poor programs (RV, MF, and incentives) and/or poor discounts.
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