Thanks. The 2 kind of wash each other out so, my $640ish/mo isn’t too much to expect then? Dealer quoted me $935/mo, I asked about sales price, residual and mf and he ghosted me. I guess I just need to reach out to more dealers.
And yeah with tax/first due at sign it doesn’t sound like it’s out of the question. Discount is reasonable but key is finding dealer willing to go there right now.
I understand they’ll try, I don’t need another car though, this is just because I want something fast and fun on twisty roads. If I can’t get my deal, I won’t buy it.
Nothing wrong with them marking up the mf if the discount is increased to reflect it. Some dealers have internal incentive structures that pay out for marked up mfs that make it more financially prudent for them to favor a larger discount with higher MF. If the deal works out holistically with a marked up mf, no harm no foul.
That’s a different situation, if the whole deal is adjusted to adapt to an increased mf then yeah, it can be doable. Not with the deal I was offered or in isolation though, it’s got to be part of a complete deal.
No problem. I would focus on the discount before the incentive if I were you. If you keep payment shopping the dealers will play around with down payment etc.
Yes definitely reach out to more dealers. The 340ix inventory has been slim lately but it doesn’t hurt to try.
Absolutely. We get a lot of people here that dwell on having to have buy rate mf, regardless of the rest of the complete deal. They seem to see a mark up as a personal attack and insist that their credit worthiness means anything but buy rate is a jab at them. Always important to keep the overall deal in mind and to adjust to buy rate for comparing deals, but in the end, it’s just another knob that can be turned to tweak things a bit.
Is Texas one of those “tax the sales price” states where it’s advantageous to assume a lease transfer from out of state?
Like someone from VA mentioned, on their DMV as long as any non-zero value is entered on the system for tax paid to another state, no tax is due from the new lessee.
Texas will get you for the sales tax (they call it a use tax) when you register the vehicle.
Although, it might be different with a lease since the owner doesn’t change and there has been tax paid out of state by the current owner. That’s a good question, I’m not sure how it would work in that situation.