What I’m wondering is if this quote is good, knowing that the LHer’s never recommend a down payment…please advise if I could get this low monthly without a down? Supposed to pick up Monday Thanks 
Hackers!
2018 Camry Hybrid Ohio
36mo/12k
MSRP: 29,203
Selling: 26,209.39
MF: 0.0001
RV: 16,353.68
Drive off: 3000
Monthly: 235 inc tax
The Camry is a doozy - you should be able to get 15% off with the 650 incentive. I think this is easily doable for 250-280 and no money down.
Sales price should be 26k and there is a 1k rebate.
In my area (Which is a lot lower than some regions) you would be looking at $207.39 with 3K down. or $297.39with $0 down
Just to give you an idea. I don’t think you are very far away from a great deal.
Any Dealer in NJ area who can get a similar deal on Camry Hybrid? I think with Honda Hybrid around 25 K price point Toyota will have some pressure to provide incentives.
Please help with your Guidance.
Thanks