It could have to do with GM extending inflated residuals into Oct, but then backtracking on that plan a week later.
Supposedly GMF was able to apply down payments on 20,000 EV units across all their brands before the end of Sept. So it could be not all units on dealer lots have inflated residuals. GM is self funding inflated residuals on these units.
It has been confirmed by dealer on here, the EV deals end in Oct.
Saw all of that happen - there just seems to be rhyme or reason to the rv bumps in October making offers very difficult.
Just trying to add context as to why some deals are vastly different, even for the same model and trim. GMF only was able to earmark 20k units for inflated residuals before end of Sept. A quick search GM has about 30k new EV units available. So clearly not every unit is going to have an inflated residual. Two VIN’s of same model and trim could have vastly different residuals. It’s whether GMF was able to put a down payment on the VIN of the unit you are looking at before Sept ended.
I just didn’t expect the rv inflations to be so inconsistent. 6500 here 8900 there etc etc. in my mind if they added a consistent figure of 7500 to each of the 20k units it would seem more sensible to me. But it is what it is - hard to make offers in this environment.
Just put your offer with the details you have collected. It is end of the month, many are ready to close the deal. Remember that even with all those incentives, profits are baked at every level.
I have just been doing a 7500 add on since the figures have been all over the place.
My understanding is GM is picking up the bill of 6500, not 7500. They opted to inflate the RV by ~ 12%. Actual RV number will vary slightly depending on the car’s MSRP.
P.S $6-$7k (10k to 12k per year) is the best you can get for a new loaner depending on the model (i.e MF is lightly different for Lux and Sport) and county sale tax.
Ok thx this helps - sounds like I should be taking the rv from LH calc and adding 6500.
"It” being the wacky residuals, that the deals end in Oct, or both?
For 20k cars only by the end of Oct
Yes let’s say if your MSRP is 55k then you can do the ratio say 6500/55000 x 100%= 11.81% added to the RV (this is an approx method).
Fyi just an update, I’m on the way to pick up the car now! I offered $4728 one pay (just felt too worried they would ignore me if the initial offer was too low), they offered back $8200 one pay to which I scoffed at it and told them to double check about the enhanced residual, and then they offered $5676 for one pay 24/10. I counter offered $5278 for one pay 24/12 and they accepted. Honestly based off the calculators and the fact that the car has 3800 miles I’m pretty sure this is still a decent deal for them, but I feel like this is a happy medium and I’m happy with the price. Hopefully nothing falls through once I get there!
Congratulations! I have been offering $7,000 one pay, but no luck
For low mileage loaners (let’s say under 700 miles) it won’t happen at 5500ish., maybe low 6000. Keep in mind that getting a loaner with higher mileage that means you are gonna be hit with a 3rd year CA registration (~$700) before the lease expires so ideally you need to target a loaner that has low mileage with 11 months of remaining registration.
Update on my deal here in the Signed Deals forum! Signed: 2025 Cadillac Optiq Luxury 1 Loaner, 24/12k, One Pay $5250 - Signed Deals & Tips - Leasehackr Forum
The last few days in SoCal I’ve been getting one-pays in the low $7k right off the bat for 24/10k without any negotiations for lower mileage examples, with the conquest, retired loaner, and GM card incentives.
I got one dealer to $7k after lots of back and forth but it came after I decided to go with another offer - I’m not sure they’ll do that for someone else on first contact but DM me if you want their info.
Just signed my loaner for $5k one pay. Only conquest as far as rebates since the GM cards were having problems and couldn’t give me a temporary number, after a half hour of waiting, the dealer said they’ll still do the deal even without the rewards rebate.
Congrats! Is that for a higher mileage loaner?
I’ve also heard that the GM card application process isn’t the best 
It was under 500 miles on it when I picked it up. Initially they were trying to get me a black one but hasn’t hit the 250 miles needed for it to be a loaner. They asked if I was ok with the one I picked up which worked out since it was in the color I wanted anyways.
Congrats. What ended up being the lease cash for your loaner? I saw on Cadillac.com that it’s now $3000, up from $2000 but I might be interpreting it incorrectly.