Infiniti QX60 2017 deal Florida

Pulled the trigger on a 2017 QX60 Premium (not plus) with splash guards on November 26 in South Florida
MSRP 46110
Final price 37683.64 including $1500 VPP rebate
MF 0.00154
Residual 62%
39 Months 10K miles
All fees, etc all tags rolled in $400 + tax before MSD
When applying 9 MSD @ $3600 the monthly payment came down to $337+ tax
Total out of pocket = 358 + 3600 MSD Inc tax

Oh, and I got the heavy duty rubber mats on top of the deal to equalize with another quote.

I followed the fightingchance.com method, had incredible support from Bill Brag who reviewed a previous quote with me on the phone. Carbuyingtips.com has a similar method for free but no support - both were good resources.
Why not the premium plus? Couldn’t justify the additional 60-70 just for Nav when my phone works so much better!