Immediate(ish) buyout out of lease?

Incentives for leasing an Acura MDX are very aggressive right now, but not as much for finance or cash purchase.

I would like to own a 2020 MDX for as little as possible, and avoid finance charges to the extent it makes sense.

Can I take advantage of dealer incentives by signing a lease with a hefty price discount, but then asap pay off the lease and keep the car? Would I effectively own the car at the net cap cost? Or instead would my payoff amount include all finance charges? (based on .00215 factor, that’s like $6-7k over the 36mo lease)

Any help is greatly appreciated!!

Search the forums. This has been discussed a lot.

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