My 2022 Lexus RX350 lease is ending on December 15, and the lease buyout is around $33K, which seems reasonable. I’m interested in buying the car, which is currently leased through Toyota Finance. I live in Illinois (IL) and heard it might be possible to bypass the dealer, but I’m not entirely sure about the process. I contacted Toyota Finance, and they mentioned they don’t offer direct financing, so I would need to go through a dealer. Does anyone have any advice on the best option in Illinois and recommendations for better rates? My credit score is around 790+ FICO.
Talk to your local credit unions about used car rates
Click on the Wiki for the thread on credit unions.
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