2025 BMW XM — DEMO (2,083 miles)
Location: Illinois (Midwest) • Ships nationwide
Requires BMW Loyalty
MSRP: $165,545
Your Price: $113,045 (31.7% / $52,500 off MSRP)
• Dealer discount: $14,000
• Manufacturer incentives: $38,500 (BMWFS lease credit + loyalty credits)
Residual: 53.71% ($88,919)
MF: .0023
Term: 36 mo / 10k mi
Payment: $1,381.82/mo (IL — tax capitalized into payment)
$0 down (cap cost reduction)
Due at signing: ~$2,125 (1st payment + acquisition + fees)
REQUIRES BMW LOYALTY. Advertised payment includes:
- BMWFS Lease Credit: $17,500
- BMW Loyalty GKL/M: $12,500
- BMW Loyalty Lease Credit: $8,500
Non-loyalty buyers: payment is higher — DM for your exact scenario.
IL taxes the selling price upfront (capitalized into the payment).
Out-of-state buyers: tax differs by state — DM your zip for an accurate quote.
Vehicle:
- Black Sapphire Metallic / Black Extended Merino
- Demo, 2,083 miles
- 22" M Dual-Spoke 922M, Carbon Fiber trim
- B&W Diamond Surround, front massaging + ventilated seats
- Fully loaded, $165,545 sticker
Broker Fee: $1,500
DM with your zip + loyalty status for an exact out-the-door quote.