I40 M50 deal check

Aleksei_Diachenko · January 18, 2025, 4:49pm

Hey folks. First time posting and need your help. Could you please check out this deal. I’m on the market for I4 M50 and found a loaner which I’m interested. This is a dealer’s quote after few days of negotiations.

State: CT
MSRP: 74405
discount: 14910
Sale price: 59495
Rebates: 8500
Max MSD (7): 4550
Mileage: 5500
Doc fees: 995
Reg: 275
Lease term 36/10
Monthly payment: 611
I plugged in all numbers in calculator and end up with 539/month with 0 drive off. Am I miss something?
Link below

IAC · January 18, 2025, 4:58pm

Where’s your bank fee? ($925)

Your rate is likely more like .00190 less the 42 basis points for MSD.

Aleksei_Diachenko · January 18, 2025, 5:16pm

I’m sorry. Do you meant dealer marked up MF?

IAC · January 18, 2025, 5:28pm

Base would be .00150 either way so your calculator was incorrect.

.00190 is the markup.

Still a good deal where it sits.

Aleksei_Diachenko · January 18, 2025, 5:32pm

Thank you! I’ll fix it!

system · March 19, 2025, 5:33pm

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