I want to assume a lease, I can easily pay off the whole lease one time (9 months) but BMWFS denied my application

[Ursus]

@NYFSB

I remember my first auto purchase 20 years ago when my wife told the salesman that need to get the rate down on our loan if they want our business. I told her that it doesn’t work that way, well little did I know, much did I learn.

Well, the rate was simply marked up by the dealer in this case.
BTW, do you have a relative with a Corvette and a red Alfa Stelvio?

[vhooloo]

@mllcb42

he’d be violating his lease contract. Worst case scenario, you’re looking at a federal bank fraud felony.

Bank fraud felony?? Gulp…

[paranoidgarliclover]

@IAC_Scott

you’re very very rich, clearly

The rich teens I knew just went to their parents to get sh*t done in a situation like this rather than having useless back and forths. But maybe times have changed…

[mp11477]

This thread has run its course. OP denied by BMWFS. Only advice is to get a co-signer and try again, or get something cheaper to build history.

Ranting on a forum will get you nowhere though.

OP may not accept “no for an answer,” but BMWFS has the final say.