I got 99 problems and a Frontier ain’t one. (A new year’s guide to a transitory lease in a car you probably don’t want)

Depending on how much your taxes are, that deal maybe signable as is. Roll MSDs in there and you may be into the $4000s here in FL (aka lower taxes).

You just hurt my Wranglers feelings😢

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Pro4x bilsteins and appearance package alone are worth it. Truck looks awesome in pro4x trim ; bleh in SV trim.

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Well said. Looking at some of the reviews on youtube, doesn’t it come with wired CarPlay?

Also, can you go on the highway with 4-High in the new Frontier?

TX, so terrible taxes

I just did this exact same thing brother…

Got them down to match @jude_lawl contract on a loaded out pro 4x and it went from just under $300 effective to $375 in a day. If there wasn’t a snow storm I’d have been driving it home yesterday but I took the risk and lost the deal.

Only way around it now might be MSD’s as well and that’s just to get back to where I was but this dealer is unwilling and they’re the most helpful/knowledgeable I’ve found in my area.

Feels bad. I need a small truck and this was the only really high RV around that I’m aware of…

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I can confirm Pro4x with premium fender speakers is wireless CarPlay, not sure about other trims.

Unfortunately I can also confirm no wireless android on the same system, unless I’m doing something wrong.

Man, I hadn’t even been referencing this thread during december when I was contemplating leasing the pro4x - just using a great upfront discount from a dealer 90 minutes away, and rv/mf from edmunds… Should’ve known better and just came here heh… for my own sanity, if I knew you could stack msd’s with the one pay for an even lower effective MF and thus lower total cost, I would’ve just moved forward with the frontier.

@blschaefer1 's deal is almost mind blowing. These contracts are always confusing me (sorry I’m an amateur hacker) - what was your one pay amount (not including the amount you paid for MSD’s)?

Also, the actual bulletin from NMAC was very helpful @Chadclement1 - so max msd’s of 9. The $ per msd is equivalent to the normal base monthly payment (and then rounded up to the nearest $50 increment). So if base monthly is like $415 then it would be 450 * 9 = $4050 up front in MSD’s? Hmmm. Is that worth it? I’m paying that much up front to lower the MF but also tell nissan I promise to keep the truck mint? Don’t really understand the concept or risk of MSD’s.

Thanks for any help guys

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Outside of the “insurance/deposit” aspect of MSD’s, NMAC has your money. Think about it - they’re using it for the trade off of discounting the MF. Especially with today’s rates, MSD’s are not always the go-to because you could very well make more money by investing that additional sum elsewhere (while still paying the higher mf on the lease). I’m not saying that is the case here, but definitely something to consider when making the decision on MSD’s.

Really??? You have no state income tax and in CT we also have property tax on car on top of that. That may be more than what you would pay on the car… so suck it up😂

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My pro4x with tech and pro convenience comes with wireless cadplay, but no wireless android auto

@dale_cooper the payments we are looking at are 250-350 a month, so for 46k and 9 $300 msds, savings is $1600. ROI on 2700 is 59%!! if you could replicate that you wouldn’t be worried about getting a good deal on a lease.

@Chadclement1

I think the SVs don’t have wireless car play, just wired.I think all have back up cameras and 360 back up cameras. That’s one main feature I want because I ran over my dog last year :sleepy:

Also sort of an ignorant statement. Most people with money didn’t reach that level from making foolish decisions, with no regard to value/investment. People with money are often tighter than those without - that is why they have money.

I just checked the window stickers. Seems like the 2022 Pro 4x only has wired CarPlay and Android Auto v. the 2023 Pro 4x has wireless CarPlay (Android Auto is still wired).

It’s a ridiculously good deal unless you just don’t have the money. Even if the MSD’s totaled $16,000 to save 1600 it would still be one of the best ways you could invest your money today.

@chadclement1 - How is your base monthly, with the base money factor, 250-350? Not seeing anyway its south of $300 on a 95% residual pro4x. I re-read the NMAC doc - so I should be using the base signature one pay mf .00286 to calculate a base monthly payment amount. But then I’m lost on how exactly to calculate the base monthly payment. Not sure if thats pre tax or what goes into that number. Would need the dealer to produce that for me I guess… Best case from playing with the calculator its 350 which is $3150 in MSD. Or it could round up to 400 and be $3600 in msd. Not sure how you’re getting a base monthly of 300 or less to get to your 300*9 example.

sidenote - I have no problem fronting the money for msd’s - and I understand how that “return” makes sense. Just want to make sure I understand the stipulations of how I would lose msd’s - I’d have to completely trash the car i guess? Still kicking myself that I didn’t see this thread a week ago.

Cheapest pro4x CALCULATOR | LEASEHACKR

I think if you return the car damaged, you’re responsible for it, whether you have deposits or not.

The nine deposits bring the money factor down to .00196.

Even adding 5000 (top of the line pro4x) to the sales price and MSRP would keep you under $300

Sorry Chad - I think we’re saying 2 different things. I’m not talking about “effective monthly” after you stack one pay and MSD’s. I was talking about the base monthly $ you’re using to calculate the $ per msd (where NMAC says you get that base monthly by using .00286 which is the signature one pay mf before applying the msd mf reduction). In your example you took $300 * 9.

That base monthly will not be south of 350 unless I’m missing something. At the end of the day, I don’t think it matters because the “math” or ROI of the full 9 msd’s is going to work out. I just get hung up on details with understanding everything.