Could be because of Florida? Recent history has a lot of floating cars there monthly event every year.
Even if you never had an accident you have a high probability of your car turning into a submarine in that state
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Cost to repair or replace your car is a big driver of premium, and we all know those costs have been going through the roof over past 2 years. But another big portion of your premium that most people don’t think about is 3rd party liability coverage (BI & PD) - this can be really useful expensive in a state like Florida that is extremely litigious. Also PIP and UM coverages that cover your medical costs.
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state farm has always been more expensive for me. try progressive, AAA, or Farm Bureau.
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The 21 year old + Florida is why. Almost 50% of drivers in Florida in certain metros have no insurance at all. This is to make up for that.
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Yes and this is pitiful. There should be very harsh penalties for this IMO.
Just discovered a pretty neat hack about Geico. If you own Berkshire stock you get 8% discount on your insurance. And apparently all you need to do is call and tell them.
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Me tomorrow
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How do they verify if you own the stock?
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My understanding is that they don’t, but you can technically buy fractional shares and be considered a shareholder.
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“I’ll take $.01 of Berkshire please”
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They ask you if you’re a stockholder when inputting info for a quote
I believe you send them a screenshot of your brokerage account or s/t like that
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Thieves are now stealing airbags from parked cars?
I guess that would help offset the 30% premium increase 
- I do wish I knew about this though as I had them for 5-6 yrs until last fall.