Could be because of Florida? Recent history has a lot of floating cars there monthly event every year.
Even if you never had an accident you have a high probability of your car turning into a submarine in that state
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Cost to repair or replace your car is a big driver of premium, and we all know those costs have been going through the roof over past 2 years. But another big portion of your premium that most people donāt think about is 3rd party liability coverage (BI & PD) - this can be really useful expensive in a state like Florida that is extremely litigious. Also PIP and UM coverages that cover your medical costs.
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state farm has always been more expensive for me. try progressive, AAA, or Farm Bureau.
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The 21 year old + Florida is why. Almost 50% of drivers in Florida in certain metros have no insurance at all. This is to make up for that.
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Yes and this is pitiful. There should be very harsh penalties for this IMO.
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Just discovered a pretty neat hack about Geico. If you own Berkshire stock you get 8% discount on your insurance. And apparently all you need to do is call and tell them.
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Me tomorrow
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How do they verify if you own the stock?
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My understanding is that they donāt, but you can technically buy fractional shares and be considered a shareholder.
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āIāll take $.01 of Berkshire pleaseā
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They ask you if youāre a stockholder when inputting info for a quote
I believe you send them a screenshot of your brokerage account or s/t like that
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Thieves are now stealing airbags from parked cars?
I guess that would help offset the 30% premium increase 
- I do wish I knew about this though as I had them for 5-6 yrs until last fall.
This has been happening in detroit for years. Especially with chevy malibuās. Takes a thief <30 seconds to smash the window and take the entire steering wheel
Currently paying $200/mo in Los Angeles for a CX5. 100/300/100 with everything in it.
2 drivers, 29yo. Short driving experience (foreign).
Any suggestions? I tried shopping around and everything coming north of $300+/mo.
I would flip my lease for something nicer (hello EQS), but I am just scared as fuck of what an EQS policy would cost with me as driver. Donāt want to pay a second car to my insurerā¦
Any recs of brokers for SoCal would be appreciated
try AAA and the state farm bureau for cheaper rates.
I keep getting older, no accidents . No tickets since 2014. Yet, USAA and Allstate kept raising my rates.
So far Progressive has been descent, but it seems that keeps albiet slowly, going up sometimes in small tine increments.
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