And I might add insurance fraud is very common, it is discussed/suggested frequently here on this very forum.
I don’t care for insurance co’s and their profit or way of doing business. It’s simply a free market and you are welcome to take your business anywhere you deem taken care off
Might I suggest petitioning your local laws to raise the minimum liability limits? Insurance company is playing the game on the ground in each state. Plan accordingly.
Mine went from $1,300 per 6-month coverage to $1,800. I found a local broker who was able to find an insurance provider for $3100 for the entire year with renters and jewelry/watch insurance for $600/yr. What’s crazy is that the premium for my wife’s Kona is a few hundred more than my GT4, but the collision/comp is more on the GT4.
What watches? The $50k gold Rolex?
Nothing crazy. Just an Air King, Ulysse Nardin chronograph, and a Longines moonphase plus my wife’s wedding rings. Chicago is not friendly when it comes to insurance premiums.
(Disclaimer - I work in insurance)
Feel free to hate on your insurance company, but keep in mind it’s one of the few industries where profit margins are limited by regulation. In almost every state your carrier has to file their rates with the insurance department and get them approved. The laws that regulate insurers say they can not charge rates that are excessive. The rate increase are large but are tied to increasing costs - vehicle repair and replacement costs have gone through the roof in past 2 years, and on the property side we’ve had year after year of massive catastrophe losses (hurricanes, hail, wildfires, winter freeze, etc) that are starting to make some parts of the country almost uninsurable.
Don’t take my word for it. There are many publicly traded insurance companies. Look up their net income vs. revenue over the past few years. Then compare that to almost any other industry (tech, energy, healthcare, etc) and tell me why insurance companies are the bad guys.
Auto insurance is a hard business. (Fellow employee in insurance 
)
My insurance went from $2100/yr to $3500/yr in last 2 years. Two cars, two drivers. CA state.
I tried shopping for rates , asked 3-4 companies and mine was way better. Any good insurance companies you recommend in CA right now that could do better (currently with Mercury)?
Last time I was ‘price shopping’ I went with a multi brand broker.
Patrick Mahomes and Travis Kelce told me I have to bundle my home and auto with State Farm to get the best rates.
Any brokers here in NC? My insurance going up in January up by $1600 over 6 months. No accidents or tickets for the increase.
Been trying to help a friend secure insurance for a new Tesla Model 3 he is trying to get and insurance in some cases is more expensive than the monthly payment. It’s crazy. Anyone have any tips for insurance? Costco doesn’t insure in FL but maybe someone has ways to get coverage or companies that are good for Teslas
I think it’s because you have 30 cars
healthcare has got to be the most nutty insurance sector…ozempic and co must be a gold mine
lol 29… waiting in etron
Just got my tundra renewal policy from progressive. $180/mo to $424/mo
Guess I’ll be switching again. Funny I just called them to ask what the new hummer ev would be if I got it and that was $211/mo. Thought maybe they added it to my policy 
LOL what!
my renewal is on the 26…
old premium $541.10 for a toyota mirai and a lexus sc300
new premium 576.76 every 6 months…
with GEICO btw
I just called they said it was a state wide increase for Florida. On hold with the customer retention team now.
I can rent cars cheaper than paying this and a new 800/mo lease haha. I drove maybe 4k miles last year
About to buy a 1988 bronco and roll limited liability
just be self insured
Back to GEICO it seems. Just got a $200/mo quick quote. Have to call in of course. The customer retention line is just trying to lower all my coverages to save me like $400/year. Dumb.