It’s not the cars. It’s the teen.
Can teen drivers even get their own insurance any more?
Think I’ll save money trading in one of the kids for a Lambo. 
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When they turn 18 and probably need a cosigner. Idk if it will be less expensive but I am definitely going to do so to limit my liability.
or florida.
Need to get the children in older vehicles where you don’t carry collision.
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Most carriers require all active drivers living at the residence to be listed on the policy. The cheapest way to insure a young driver is to get them their own policy and add an experienced driver as an additional driver
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Been using AAA as my auto insurance for almost 20 years. For a 12-month comprehensive and collision policy with just myself:
2021: $2229 (BMW 3-series, BMW i3)
2022: $2502 (same cars)
2023: $4489 ((BMW 3-series, BMW i3, MB EQS), $2453 if you dont count the new 3rd car and want to compare with 2022.
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Yeah but used cars during the pandemic were overpriced.
Need to shop insurance more… this is the unbundled price but home insurance also harder to get in Cali now.
I just got a renewal notice from my insurance company (Arbella through AAA Northeast) and my premiums are going up by $800. No accidents or claims in the past year. We have two cars on the policy - '21 Audi A6 and '17 Chrysler Pacifica.
I reached out to my agent and she is going to shop it around. Anyone else seeing increases with their premiums lately?
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Anyone know any good insurance brokers for NorCal?
Yep, my policy on my Boxster, Mustang, Lightning (OG, not EV!), and my wife’s new i4 went up $600 this year. That’s with no accidents, or claims other than a windshield. I carry high liability, I believe $1m/$500k. On my other policy, my rates went up about $200/yr on my M340 with no claims.
We are picking up a new Ford Escape and quotes are $150-180/mo on that. How are you other MI people getting rates at or under $100/mo for expensive vehicles???
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Up 10%, NorCal. Geico with a MY Tesla
My insurance went up 20% 6 months ago. For my current renewal it’s going up an additional 25%! No accidents or claims.
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Inflation is hitting insurance… Geico lost 1.2 B last year mostly on car insurance. Those higher vehicle costs will get paid somewhere
How much did they make when no one was driving the 2-3 years before that? Insurance is such a ponzi, but necessary evil if you have assets to protect.
I had GEICO they tried to almost double my rates with no at fault claims. Switched to progressive and they were actually lower then GEICO was the prior year. Apparently that’s the current car insurance theme. Lots of people are switching to progressive lately. Their stock has been on a tear the last few years too
I’ve switched insurance every 1-2 years for the last 20 years. That’s the only way to keep your rate increases in check.
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Calling probably the most regulated and competitive industry a ponzi 
come on you can’t be serious.
I switched from Geico to Progressive anout 6 months ago because they were a lot cheaper.
They just sent our renewal notice and doubled rates. Time to find someone else.
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I just changed providers and am worried this is going to be the new song and dance every 6 months. USAA bumped my rates by 40% with no change in coverage or driving record. Switched to Allstate and ended up saving myself from the rate hike at USAA.
I have had motorcycle insurance with Allstate for 6 years and my rate has been fairly steady 