Buying my first car in the US. Also what is the current money factor for the car.
So if you are looking to purchase a car, the money factor is not something you are concerned about. Your main focus should be how much of a discount you can get before any incentives/rebates and finding the best rates for financing the vehicle (in your budget ofcourse); unless your paying cash.
Discounts: this is variable and I suggest looking at what brokers/dealers are posting here for the vehicle to help provide you a reference. Personally, I don’t believe the CRV is typically discounted heavily because it is a sought often vehicle. However, I hope I am wrong 
Cast a wide net with multiple dealers and see which one gives you a deal you are happy with (be realistic with your offers of course).
4 Likes
Thin file? First Car? A Honda? That might be troublesome. They might put you in a lower tier and raise the interest rate / mf
3 Likes
This is a car to buy, not lease.
2 Likes