How accurate is the Lease Calculator?

Went to dealership today and got them to write up lease sell sheet. Came home and entered the same numbers here on this site. The lease calculator is showing me that I should be paying $40 less than the quote. Which leaves me with 3 options:

A: I some how entered the information wrong and need help to figure out my mistake.

B: The dealership isn’t being honest with me and cheating me out of some savings (tough to hide $40 in extra charges though)

C: The lease calculator isn’t as accurate as I would hope.

The vast majority of issues are due to user error or assumptions about values.

If you post your calculator and the offer, we can help sort it out

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Due at signing is different, share your calculator link and not a screenshot, see the green button to generate a link?

Oh and leave it to an FCA dealer to make a deal sheet designed to confuse the average joe as much as possible

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Yeah it definitely is confusing. When i asked the dealer he said I only had to pay tax, License and title. Maybe also first month. So not sure how that equals 1,275 upfront. Tax alone says 1,414

leasehackr.com/calculator?make=Ram&miles=10000&msd=0&msrp=60545&sales_price=53173&months=39&mf=.00116&dp=0&dealer_fee=0&acq_fee=595&taxed_inc=3750&untaxed_inc=0&rebate=0&resP=57&reg_fee=740&sales_tax=8&demo_mileage=0&memo=&totalLeaseTax_radio=true

The way I read it:

Total Due: $740 + $535 = $1275

The reason for the $40 difference is if you go in and change the calculator / tax radio button to

● Tax is levied on monthly lease - then you get $535

It may not be the way MN does it but the dealer is paying it and financing it then I am pretty sure that is how they are getting to the number. Are you sure 8% is the right tax amount?

Ahh I see. That may be it. So that means the tax has been added into the payments and not paid up front?

I put 8% basing it off of 7.875% figure another dealer quoted me.