Looking to lease a Ram 1500 Tradesman. Dealer site advertises MSRP: $54550, Dealer Discount: $1500, Price $53050 w/ rebates of National Retail Consumer Cash: $3000, Min Employee Pricing: $3681, Northeast BC SFS Bonus Cash $2000 and Northeast BC Bonus Cash $500. For an overall price of $43,869.
When I sent a lease deal over including the returning lessee bonuses (I have a lease on a 2022 Jeep GC L ending in two months), they sent me back the following:
MSRP: $54295
Selling Price: $52042
Additional Rebates: $4500 (Bonus Cash $2000, Bonus Cash $500 and Lease Loyalty $2000)
36 Months/10k miles (MF: 0.00172 Residual 62%)
$1000 down-$606
$2000 down-$576
$3000 down-$545
42 Months/10k miles (MF: 0.00163 Residual 58%)
$1000 down-$585
$2000 down-$559
$3000 down-$533
I feel like this is a bad deal and there are more rebates/incentives out there, especially the employee pricing. Or is what they say true, and it’s better to finance vs. lease right now?