I want to surprise my husband with a Toyota Tacoma TRD sport v6 4x2 automatic. We live in so cal. I’ve been reading up on your site. I’m understanding residual but money factor doesn’t make a ton of sense to me. It’s my understanding the lower the better, right? Is there a set money factor amount each month? If so, what is it for December? And based on what I’m reading, I can make MSDs to lower the money factor?
He’s currently driving a BMW X1 lease that ends in feb. the payment on that is $385. I’m looking for a payment of less than $385 if possible. $350 would be great.
Is it easier if I request quotes based on the car I want and then try to get the sales price down as low as possible? And then post the residuals and mf I’m being quoted here for your advice?
Also, is it a better idea to get a 2017 or 2018?
Any tips on which dealers in so cal provide the best deals? Any help you guys could give would be most appreciated.
You can get a super easy and good quote from @Cody_Carter, but I think the numbers might be best if you can find a Toyota dealer that does US Bank leases on the Tacoma.
